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Withholding tax — non-resident seller

Français : Retenue d'impôt — vendeur non résident

When a Canadian non-resident sells a property, the buyer must withhold 25-50% of the purchase price and remit to CRA, unless the seller obtains a compliance certificate (Form T2062).

Definition

Under Canadian income tax law, when a non-resident sells Canadian real estate:

**Buyer's obligation**: - Withhold 25% of purchase price (50% for depreciable property, like an income property) - Remit this withholding to CRA within 30 days of transaction date - If buyer doesn't withhold, they may be held liable for the seller's tax owing

**Non-resident seller's obligation**: - Notify CRA of the sale before or as soon as possible after the transaction - Obtain a Compliance Certificate (Form T2062) which reduces withholding to estimated capital gain - With T2062 obtained before closing, withholding can be reduced to 25% of estimated gain (rather than 25% of total price)

**Notary's role**: The Quebec notary is responsible for verifying the seller's residence status and managing the withholding if applicable. A seller who does not disclose their non-resident status exposes the notary to professional risks.

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This definition is provided for informational purposes only and does not constitute legal, tax, or financial advice. For a personal situation, consult an AMF-licensed mortgage broker, notary, accountant, or the relevant financial institution.