Home purchase

Preparing a purchase in Quebec: preapproval, down payment, notary fees, welcome tax.

Purchase

HBP and FHSA combined: optimizing your down payment for a first home in Quebec in 2026

The HBP and FHSA are two different tools — used together, they can add $100,000 to your down payment. Here is how to combine them properly.

2026-05-02 · 6-minute read

Purchase

Understanding the Canadian mortgage stress test in 2026: what changed and how to prepare

The federal stress test forces borrowers to qualify at a rate higher than the contract rate. Here's what it means for your borrowing capacity in 2026.

2026-05-02 · 4-minute read