Mortgage broker in Quebec, by city and by situation

A mortgage file is not presented the same way whether you are buying a first home, reaching the end of your term, or reporting business income. Underwriting rules are federal, but which lenders are active, how long appraisals take, and local market realities vary from one region of Quebec to the next.

Each page below covers one specific situation in one specific city: what lenders look at, realistic timelines, and the points that most often cause friction. Courteo is a matchmaking platform — the AMF-licensed brokers in the network are the ones who assess your file and present it to lenders.

City not listed? Brokers in the network work across Quebec. The four-question pre-qualification works wherever you are.