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Escalation clause

Français : Clause d'escalade

Provision in a purchase offer by which the buyer commits to automatically outbid any other offer by a fixed amount, up to a maximum ceiling. Used in bidding war situations.

Definition

An escalation clause allows the buyer to remain competitive without unnecessarily overpaying. Example wording:

'Buyer offers $600,000. If seller receives another bona fide offer exceeding $600,000, buyer commits to outbid that offer by $5,000, up to a maximum of $640,000.'

Advantages: - Buyer doesn't overpay if competition is light - Remains automatically competitive in a bidding war

Disadvantages and risks: - Seller may use the escalation clause to get the first buyer's maximum ceiling, then negotiate with another buyer - Some sellers refuse offers with escalation clauses (administrative complication) - If the ceiling is reached, the buyer may find themselves having paid the maximum even if competition was only marginal

In Quebec, these clauses are legal but must be clearly drafted to be enforceable.

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This definition is provided for informational purposes only and does not constitute legal, tax, or financial advice. For a personal situation, consult an AMF-licensed mortgage broker, notary, accountant, or the relevant financial institution.