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Legal fees at purchase

Français : Frais juridiques à l'achat

Fees of the notary mandated for purchase: drafting deed of sale, mortgage deed, and title searches. Between $1,500 and $3,000 for a typical residential transaction.

Definition

Notarial fees at property purchase cover several services:

- **Deed of sale**: drafting, authentication, and publication in the Land Registry - **Mortgage deed**: drafting and publication of the new mortgage - **Title search**: verification of Land Registry registrations to ensure title is free of undesirable charges - **Adjustment calculation**: prepaid taxes, fuel, condo charges - **Disbursement coordination**: notary receives lender funds and distributes to seller

Typical costs in Quebec (2025): - Notarial fees: $700-$1,500 - Disbursements (deed copies, Land Registry publications): $200-$400 - Title insurance: $200-$500 (optional but recommended)

Estimated total: $1,200-$2,500 for a standard residential transaction. The notary is normally chosen by the buyer (who pays). Some lenders require their own notary to be involved.

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This definition is provided for informational purposes only and does not constitute legal, tax, or financial advice. For a personal situation, consult an AMF-licensed mortgage broker, notary, accountant, or the relevant financial institution.