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Offer conditional on sale of current home

Français : Offre conditionnelle à la vente de la résidence actuelle

Condition in a purchase offer allowing the buyer to withdraw if their current property does not sell within the agreed period. The seller may include a right of continuation clause (kick-out).

Definition

The sale condition (or offer conditional on resale) allows a buyer to protect their offer against the risk of owning two properties simultaneously if their current property does not sell.

**How it works**: 1. The buyer makes an offer conditional on the sale of their current property within X days (e.g., 60 days) 2. If the property sells within the period → the buyer waives the condition and the transaction proceeds 3. If the property does not sell → the buyer can withdraw without penalty and recovers their deposit

**Right of continuation clause (kick-out)**: The seller may include a kick-out clause to protect themselves: - If a second firm offer arrives → the seller notifies the conditional buyer - The buyer has 24-72 hours to waive the condition (without having sold their property) or withdraw - The buyer must then decide: waive hoping to sell quickly, or pull out

**Bridge financing**: If the buyer waives the condition before having sold their property → they need a bridge loan to finance the period between the two transactions.

**Acceptability by sellers**: - Seller's market (low inventory): sellers reluctant to accept sale conditions - Buyer's market (high inventory): sellers more open - Real estate brokers often advise selling first to avoid this condition

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This definition is provided for informational purposes only and does not constitute legal, tax, or financial advice. For a personal situation, consult an AMF-licensed mortgage broker, notary, accountant, or the relevant financial institution.