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Visible defect

Français : Vice apparent

Defect visible during an ordinary property examination (peeling paint, broken window, missing gutter). The seller is not responsible for visible defects — the buyer accepts them as-is.

Definition

Under Quebec law, the legal warranty against hidden defects only covers defects that were not apparent during an ordinary examination. A defect visible during a normal visit or inspection is presumed known to the buyer.

Principle: the buyer who reasonably examines the property accepts the defects they could have seen. They cannot, after closing, claim for a defect that should have drawn their attention.

Distinction visible defect / hidden defect: - **Visible defect**: present and visible, accepted by the buyer. Examples: scratched floors, walls with cosmetic cracks, worn fixtures. - **Hidden defect**: concealed or undetectable during normal examination. Examples: infiltration behind recent renovation, mold inside walls.

Importance of pre-purchase inspection: the inspector transforms some visible defects into documented information on the property's condition, and can reveal clues of potential hidden defects to investigate further.

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This definition is provided for informational purposes only and does not constitute legal, tax, or financial advice. For a personal situation, consult an AMF-licensed mortgage broker, notary, accountant, or the relevant financial institution.